GuideImmo tools: run the numbers before you decide
Five free calculators, no account and no sign-up, to put figures on a property project in Belgium: property tax, notary fees, mortgage loan, borrowing capacity and company checks — plus the rate barometer, to see what people are actually borrowing at right now.
Finance my purchase
Borrowing capacity
How much can I borrow without overstretching?
Estimate your borrowing capacity from your income and existing commitments, alone or as a couple.
2 min · Free · No sign-up
Calculate my capacityMortgage loan simulator
What will my monthly repayment be, and what does the loan cost in total?
Monthly repayment, term, rate and total cost of credit — enter three, the tool works out the fourth.
2 min · Free · No sign-up
Simulate my loanNotary fees
How much does the notary really cost?
The complete breakdown of your deed of sale and your loan deed, line by line: registration duties, notary's fee, VAT, mortgage registration.
3 min · Free · No sign-up
Calculate my feesCheck my project
Property tax (précompte immobilier)
How much will I pay every year?
Your actual property tax, municipality by municipality, reductions included — Wallonia, Brussels, Flanders.
2 min · Free · No sign-up
Calculate my property taxCheck a company
Is this contractor or seller reliable?
Crossroads Bank for Enterprises, Belgian Official Gazette, social security, annual accounts: the full record in one search.
1 min · Free · No sign-up
Check a companyTrack the market
Mortgage rate barometer
What rate are people borrowing at today?
The rates lenders post against the rates actually agreed (NBB data): the gap is the room for negotiation.
Updated weekly · Free · No sign-up
See the ratesProperty prices by municipality
How much does a home cost in my municipality?
The median prices actually recorded by notaries, municipality by municipality, since 2010 — houses and apartments.
Updated yearly · Free · No sign-up
See the prices