Free tool · indicative estimate

    How much can you borrow for your project?

    Estimate your mortgage borrowing capacity in a few minutes — alone or as a couple, to live in or to rent out.

    1234Step 1 of 4 — Project

    Tell us about your project

    You are borrowing…
    This property will be…
    How much of your own money should you plan for?
    Main residence
    Banks generally lend up to 90% loan-to-value: plan for about 10% of the loan amount from your own funds, plus the purchase costs.
    Rental property
    The bank generally lends 80% of the amount: plan for about 20% of the loan amount from your own funds, plus the purchase costs.
    To budget on top of the loan
    Work out your purchase costs with our notary fees calculator →